Does Insurance Cover Shingle Blistering?

Jan 20, 2023

What Is Shingle Blistering?

Shingle blistering is a common problem among roofs, caused by moisture retention and temperature fluctuations. This condition causes small pockets of air to form beneath the shingle, resulting in a bubbling or blistering appearance on the outer surface. It is most frequently seen in climates that experience extreme hot and cold weather conditions and can extend from one corner of the roof to the other.

The presence of concentrated moisture beneath the shingles can lead to blistering due to an expansion as it warms up from the sun’s rays or cools off from nighttime temperatures. This can cause small bubbles or blisters which will eventually burst and leave behind an exposed area on the roof’s surface that can be vulnerable to further weather damage. In some cases, more extreme blistering may occur due to prolonged exposure to heat which can cause larger blisters that will become increasingly visible on the roof’s surface.

In order to prevent shingle blistering, roofers should always use quality underlayment when installing a roof in order to provide a better seal against moisture infiltration. Additionally, proper ventilation and insulation should be implemented so that any heat buildup or condensation is properly regulated throughout all seasons. Regular inspection for signs of water accumulation should also be conducted in order to identify areas where repair may be necessary in order to ensure that shingle blistering does not occur and put your roof at risk for damaging leaks.

Should shingles blisters be opened or left undisturbed?

Generally speaking, roof shingles blisters should be left undisturbed. If opened, they can cause further damage to the shingles. The reason for this is that opening blister causes the asphalt to become exposed and vulnerable to more serious damage from weather conditions and UV radiation. In addition, when a blister opens it allows moisture inside, leading to rotting or mold growth. Not only can this cause further structural damage but it could also lead to health concerns due to fungi growth. By leaving blisters unopened, you are helping guarantee that the roof will remain waterproof and not be subject to any additional damage that could otherwise come from opening them up. Furthermore, you’re also helping reduce chances of falls as some open blisters can create slippery surfaces if stepped on – making them particularly dangerous in wet weather conditions where extra precautions should always be taken.

Insurance Policy For Shingle Blistering

Insurance does cover shingle blistering in some cases. However, it is important to note that coverage may vary based on the type of policy and the severity of the damage. For example, if you have a basic homeowners insurance policy, then shingle blistering may be covered as long as it was caused by a sudden or accidental event such as a windstorm or hail storm.

On the other hand, if your policy includes comprehensive coverage then even damage caused by wear and tear may be covered. It’s also important to differentiate between shingle blistering and other types of roof damage that are not typically covered under homeowners insurance policies. For example, most policies do not cover issues related to poor installation or worn-out materials like shingles that have aged beyond their expected lifespan. Furthermore, if an inspection reveals that there were pre-existing defects in your roof prior to blisters forming, then those may not be eligible for coverage either.

Overall, having health insurance coverage for shingle blistering can save homeowners from costly repairs down the road and protect them from any financial risks associated with natural disasters or major storms. That said, it’s always wise to review your homeowner’s policy carefully so you understand what is covered and what isn’t before filing a claim just in case something unexpected arises later on down the line.

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